These are good pieces of advice, but I've tried a couple of other applications 
already and I just can't make myself generalize like that. I probably don't 
need advanced features like recurring payments or planning or fancy reports 
right away, but to me writing stuff down (almost) verbatim is psychologically 
easier, especially when I already have some data and completion kicks in. I've 
been playing with CSV for that, but that didn't take off because specifying 
payee and accounts the money are taken from was redundant. I also tried json, 
but that was quite a hassle. Ledger format seems just right. And setting up 
account aliases reduces typing even more. AND I'm going to have the reports 
implemented by people smarter than myself.

So strange as it is, more detailed input for me is better, must be sysadmin 
thing. :)

Thanks anyway

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