I track almost exactly like your example, except that the liability is only
the amount I actually financed. The down payment gets paid to the dealer
and counts as "Expense:Car" or something like that. I use
Expenses:Interest:Car for the interest.

On Tue, Jul 3, 2018 at 12:46 PM, Shane <[email protected]> wrote:

> I just bought a new vehicle and I'm not quite sure how I should go about
> structuring accounts and transactions to give me the most accurate
> reporting.
>
>    1. Should the car's value be an asset? How would I handle depreciation?
>    2. If the car is an asset, should I convert it to a commodity to track
>    depreciation?
>    3. Should my down payment pay off the new liability account I created?
>    4. What account should interest be credited/debited to?
>
> Here is what I was thinking:
>
> // should the new car be an asset? would it be better to convert it to a
> commodity?
> 2018-07-02=2018-07-02 * dealer
>     ; note: new car
>     ass:car                                 20,000.00 USD
>     lia:debt:car                           -20,000.00 USD
>
> // is it correct that my down payment should pay off the liability?
> 2018-07-02=2018-07-02 * dealer
>     ; note: down payment
>     lia:debt:car                            4,000.00 USD
>     ass:checking
>
> // where should interest go?
> 2018-08-01=2018-08-01 * bank
>     ; note: car payment
>     lia:debt:car                            1,000.00 USD
>     exp:interest:car?                       150.00 USD
>     ass:checking
>
> I would greatly appreciate some examples of how you tracked your new
> vehicle.
>
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