> 
> yeah, I hate the fact that I have to get an insurance!!
> 
> I m happy to take any recommendations, im looking for a life 
> insurance. one that will pay out a lump sum if shit happens 
> to me. got a partner and a kiddo to "pay", even in the event 
> of death! :-)

As someone to whom "shit" has most definitely happened I am very glad that
me and my missus did take out decent life insurance - it has allowed me to
pay off the mortgage and work less and concentrate on looking after the kids
and provide them with a few grand when they want to set up for themselves.
fingers x'd you or she will never need it but my recommendation is to get as
much as you can afford.

My IFA is based in London & Kent and was brilliant when my wife died, so if
you want I can give u his details.

ttfn
Richard

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