On Tuesday, September 13, 2016 at 11:14:23 AM UTC-5, Edward K. Ream wrote:

I chose to create a 15-year plan because my life expectancy at age 67 is 
about 17 years. I am under no illusions that I am guaranteed to live 17 
more days, much less 17 more years.  Still, it seems wise to plan for the 
"long" haul.

Edward

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