The cost ought not be financial as the continued harvesting and linking of our 
identifiers such mobile numbers and emails is payment enough!!

Given the banks' ESA looks to be driven by the Reserve Bank, then it should be 
fine, yes?

http://www.rba.gov.au/payments-and-infrastructure/esa/

The facility to pay anyone instantly via their mobile number or email address 
is very appealing. 

New Payment Platform links:
http://www.apca.com.au/about-payments/future-of-payments/new-payments-platform-phases-3-4

http://www.apca.com.au/docs/real-time-payments/real-time-payments-proposal.pdf


Sylvano

> On 28 Dec. 2016, at 11:11 am, JanW <[email protected]> wrote:
> 
> At 10:51 AM 28/12/2016, Stephen Loosley wrote:
>> Real time payments overhaul coming in 2017
> 
> And no mention of what this new "service" ::cough:: is going to cost the 
> consumer.
> Nor how the links would be made to your email or mobile or etc.
> 
> Jan
> 
> 
> I write books. http://janwhitaker.com/?page_id=8
> 
> Melbourne, Victoria, Australia
> [email protected]
> Twitter: <https://twitter.com/JL_Whitaker>JL_Whitaker
> Blog: www.janwhitaker.com 
> 
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> 
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