On Wednesday 28 December 2016 14:56:58 Bernard Robertson-Dunn wrote:

> Browsing the NPP website:
> http://www.nppa.com.au/
> 
> It's a technology infrastructure linking financial institutions. The part 
> between a customer (payer) and their financial institution is not in scope. 
> Neither is is the connection to a recipient (payee).

In that case it's hard to see how personal payments on the basis of the payee's 
email address or 'phone number are relevant...(?)

> There seems to be nothing about the larger context in which it will work and 
> so does not cover such mundane things as error processing, exceptions, 
> reversal of payments, resolution of disputes, etc etc.
> 
> This could go badly, or at a minimum have teething troubles, IMHO.

That's an understatement!

David L.
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