On Tuesday 28 October 2008 04:10 pm, Peter Manis wrote: > You are providing your information to a 3rd party, which has vowed to > keep your information safe. If that information is taken and used in > a fraudulent manner by an employee or someone with unauthorized > access I think that it would still fall under the banks fraud > protection policies. If you went out to eat and gave the waiter your > credit card and he used your information to buy a TV that would be > very similar in situation and I don't think that the bank would say > it wasn't fraudulent, because I doubt a judge would say that it was > legal.
There's a huge difference between handing your credit card to someone authorized to charge it by nature of a business transaction, and giving your credit card to your best friend, who then spends money on it. I do know for fact that if you give your card to someone you ARE responsible if that friend uses it. By nature of normal use of your card you are required to give it to someone to charge (though I generally, after one bad experience) do NOT give my card to a waiter but rather bring it to the cashier station myself). That's why said use is covered. You are NOT required to give your information to a third entity and say: don't use it to charge my account, and I believe that's why your not covered. I stand by my statement. And, for what it's worth, the restaurant IS responsible if it's employee misuses a card. At least in my case. Jeff -- Jeff Lasman, Nobaloney Internet Services P.O. Box 52200, Riverside, CA 92517 Our jplists address used on lists is for list email only voice: +1 951 643-5345, or see: "http://www.nobaloney.net/contactus.html";
