On Sunday, March 06, 2011 11:24:20 am Ann wrote:

> Simple solution - do all the payment processing through a 3rd party like
> paypal or paypal merchant and don't store any of that data in your
> Database.

That's not always a reasonable solution.  For example, PayPal's subscription 
method (the only way to get recurring payments without the customer needing to 
log into PayPal each time she needs to pay) leaves a lot to be desired.

And if by PayPal "merchant" you mean "PayPal Payments Pro", if you use PayPal 
Payments Pro you do need your own compliance (see my links in my earlier 
response on this thread).

Jeff
-- 
Jeff Lasman
Post Office Box 52200, Riverside, CA  92517
Our jplists address used on lists is for list email only
Phone +1 909 266-9209, or see: "http://www.nobaloney.net/contactus.html";
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