The answer to the title is at the bottom, an interesting happening first…..





Gone to seed over this security thing…

As I go through the possibilities be thinking about Apple Pay and how this 
would prevent all the work and wasted time.

In the MAIL, my wife received a notice from the bank that services PayPal 
accounts, saying that her request for credit had to be denied due to 
inconsistencies in the application.

I first checked on the bank representing PayPal, it was correct so then I 
called PayPal.  The first gentleman was on the phone with me for 20 minutes and 
he could not find what had caused the letter so he upgraded me to PayPal Credit 
department.

This man quickly found that someone had indeed tried to open a PayPal Credit 
account using the Social Security and date of birth of my wife….hmmm..

Since she NEVER shops on line there isn’t a possible chance this came from an 
internet purchase, those I always run through my account….plus purchases on 
line never ask for your Social.

She would NEVER give out her personal information so it had to come from an 
outside source…so who has her information?  Where has she opened accounts that 
would have her Social, birthdate, address, etc. etc.


Her Bank….hasn’t been hacked.

Dillard’s, I don’t think they have been hacked.

J.C. Penny..has been hacked.

Kohl’s.  They have been hacked

Macy’s…They have been hacked.

Anthem, our insurance…they have been hacked with over 80 Million names, Social 
Security, addresses, etc.


All of the above other than her bank and Anthem WOULD NOT HAVE ANY OF HER 
INFORMATION on their systems had she been able to shop with them using Apple 
Pay.  Apple does NOT give any of her info. to the merchant thus the above hacks 
would not have exposed information they didn’t store.

So, in two days, an associate and my wife have had their personal information 
used to either make purchases or an attempt in creating an account for 
themselves under her name.  

To my way of thinking this digital world we live in will continue to flourish 
exponentially and I for one don’t want Apple to back down on keeping our 
information secure and I sure want to shop where the merchant allows me to us 
Apple’s system.

This mess hits hardest when it’s you or someone you know….then it’s important, 
now I have to put a Fraud Alert on the Credit Bureaus.  Apple, hang tough…


One final thought…if the FBI really wants the information from the California 
shooter’s phone, my son suggested the FBI giving the phone to Apple, letting 
them open it and retrieving any data that might help in their investigation and 
then destroying the phone…Sounds simple enough, but this fight isn’t over the 
contents of a phone….not in the least.
 


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