Great Question Harry, maybe Uber provides the coverage & is deducted from fees? 
  I have no idea how other companies deal with this but we are off the hook 
once the App secures a ride so it won't matter if the driver's personal 
insurance has lapsed, even in force we aren't the provider during a Uber 
event....so I'm guessing Uber has a blanket policy or they self insure.   

John

Sent from my iPhone

> On Jan 29, 2017, at 8:09 PM, Harry Jacobson-Beyer <[email protected]> wrote:
> 
> Do uber drivers have to show proof of insurance before they can become 
> drivers? When their insurance comes up for renewal do they have to show Uber 
> they renewed?
> 
> 
>> On Jan 29, 2017, at 7:04 PM, Richard D. Meadows <[email protected]> wrote:
>> 
>> I drive for Uber, and I have used Uber for 3 years.  It is a great way to 
>> move around town. 
>> 
>> SAFETY is always one of the first questions. It’s safe.  Uber has all the 
>> personal information of the driver and passenger. Both get pictures of the 
>> other when you get your ride. 
>> 
>> Other advice:
>> 
>> Be Accurate
>> In addition to providing an address, give an accurate location of where you 
>> are. For instance, if you are on the side of the building or back of a drive 
>> way to three buildings, use the app to send your driver a brief message 
>> about where you are. “I’m in the middle building with four columns out 
>> front.”  If you are in the center of downtown send a message like, “We are 
>> on the SW corner of 4th & Liberty.”
>>  
>> When you summons a ride, and you are at a venue like Slugger Field, use that 
>> in the “SET PICKUP LOCATION” on the app. UBER uses Google Maps, and it has a 
>> great database of places. The venue shows up on the driver’s map, which 
>> helps him or her get to you more directly. Here again, send a message that 
>> says something like, “In front of Pee Wee Reese statue.” Many large venues 
>> have pick-up areas for ride share vehicles.
>>  
>> You can put your destination into the app as well and that will save time 
>> when you get picked up, as the driver won’t need to put it in to get the 
>> fastest route for you. If you are going to Game restaurant, for example, you 
>> put the name in, and it will automatically give you the correct destination 
>> address which you can tap to choose. That is the way those servers on the 
>> backside use to facilitate your ride in the shortest way. That’s true for 
>> almost any business in the area. 
>>  
>>  Put in Some Leg Work
>> If you attended a large gathering, like Forecastle, you can help yourself 
>> get a ride share vehicle to you quicker if you walk two or three blocks and 
>> then use the app to get your ride. Your driver won’t be fighting traffic or 
>> run into streets blocked by LMPD for pedestrian safety. For example, during 
>> Waterfront Wednesdays, walk to Floyd and the South side of Market street, 
>> use the app to get a ride, and then send a message to the driver with the 
>> corner you are on. Or call and tell them so you get the correct ride share 
>> vehicle.
>>  
>> You can request larger vehicles if you have a group of people. If you have 
>> five or six you can summons an UberXL, which has ample seating. But, if you 
>> have seven or more then you should call your driver as soon as you make your 
>> request to ensure that they can carry every one. Two people in your party 
>> can request ride share vehicles at the same time, and you can split fares in 
>> the app with others in your party who have the app. Drivers can’t squeeze in 
>> just one more as it violates state laws and voids their insurance.
>>  
>>  It’s OK to Give Advice
>> Don’t be afraid to give your driver advice on the route. This is especially 
>> true if you are going to a subdivision where you live, after a show at any 
>> venue. You go there all the time, drivers are going to rely on the GPS in 
>> the app, which is not always the best way. For example, the GPS will give 
>> the route to use the interstate, which we all know is a mess right now. In 
>> fact, using River Road is a better way to get out East in many cases.
>> 
>> You get to rate the driver after each trip, but the driver also gets to rate 
>> you as well. 
>> 
>> Please feel free to drop me a question if you have one about Uber or Lyft. 
>> 
>> 
>> Richard D. Meadows
>> 
>> 
>>> On Jan 29, 2017, at 5:22 PM, Harry Jacobson-Beyer <[email protected]> wrote:
>>> 
>>> Any one have thoughts on Lyft vs. Uber?
>>> Or thoughts on using either of them?
>>> 
>>> Thanks
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