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http://mifosforge.jira.com/browse/MIFOS-3384?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=70946#comment-70946
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Binny Gopinath Sreevas commented on MIFOS-3384:
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Would like to associate penalty to either loan or savings. Loan penalty -
amount could be either calculated or could be manually entered. Savings penalty
- will reduce the savings balance.
> Late Payment Penalties
> ----------------------
>
> Key: MIFOS-3384
> URL: http://mifosforge.jira.com/browse/MIFOS-3384
> Project: mifos
> Issue Type: New Feature
> Components: Loan Account
> Reporter: Sam Birney
> Assignee: pmqueue
> Priority: Major
> Labels: almajmoua
> Fix For: Unscheduled
>
>
> Some MFIs use late-payment penalties to encourage on-time repayments. For
> example, Al Majmoua charges $1/late day. Some initial requirements to think
> about for this feature:
> * allow late repayment penalty rules to be configured
> * automatically apply the penalties as they are incurred (probably via batch
> job)
> * allow the penalties to be waived (or partially waved for some of the days)
> * allow penalty payments to be made after loan is closed, not tied to meeting
> date
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