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http://mifosforge.jira.com/browse/MIFOS-5189?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=71729#comment-71729
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Chetan Bekkinkeri commented on MIFOS-5189:
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Shiva,
Was your client requirements satisfied by the current Moratorium function ? Or
do you need some tweaks ?
I am trying to collate all the backlog issues so that we can add them the
roadmap and wanted validate this requirement ?
Thanks
chetan
> Moratorium Functionality
> ------------------------
>
> Key: MIFOS-5189
> URL: http://mifosforge.jira.com/browse/MIFOS-5189
> Project: mifos
> Issue Type: New Feature
> Components: Functional, Loan Account
> Reporter: hugotechnologies
> Assignee: hugotechnologies
> Priority: Major
> Labels: Hugo
> Fix For: Unscheduled
>
> Attachments: Moratorium_PrincipalonlyGrace_Scenarios.xlsx
>
>
> Moratorium Period is a kind of holiday on repayment which would be for the
> course period x months after the member gets it and then from the activity
> (small enterprise / business ) / start earning whichever is earlier . In
> general a period of 2 months is fixed.
> Interest would have to be paid during the moratorium, the interest servicing
> would be of based on the type of interest calculated on the loan amount
> disbursed payable monthly.
> Complete repayment schedule for various types of Interest calculations along
> with moratorium is being attached to this Issue.
> Some times some of the NGOS's will also allow a moratorium on payment of
> interest. -- But this is't a general practice we can put hold of this
> functionality as of now.
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