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http://mifosforge.jira.com/browse/MIFOS-5189?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=71732#comment-71732
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hugotechnologies commented on MIFOS-5189:
-----------------------------------------
Chetan,
80% will suite but adding the morotorium period to the installment is not
the correct way of doing, This functionality requires some tweaking.
Thanks
Shiva
On Mon, Feb 20, 2012 at 12:59 PM, Chetan Bekkinkeri (Commented) (JIRA) <
--
*Regard,*
*HT Team*
*www.hugotechnologies.com*
Phone : +91 40-65141823 | Skype: hugo.technologies
> Moratorium Functionality
> ------------------------
>
> Key: MIFOS-5189
> URL: http://mifosforge.jira.com/browse/MIFOS-5189
> Project: mifos
> Issue Type: New Feature
> Components: Functional, Loan Account
> Reporter: hugotechnologies
> Assignee: hugotechnologies
> Priority: Major
> Labels: Hugo
> Fix For: Unscheduled
>
> Attachments: Moratorium_PrincipalonlyGrace_Scenarios.xlsx
>
>
> Moratorium Period is a kind of holiday on repayment which would be for the
> course period x months after the member gets it and then from the activity
> (small enterprise / business ) / start earning whichever is earlier . In
> general a period of 2 months is fixed.
> Interest would have to be paid during the moratorium, the interest servicing
> would be of based on the type of interest calculated on the loan amount
> disbursed payable monthly.
> Complete repayment schedule for various types of Interest calculations along
> with moratorium is being attached to this Issue.
> Some times some of the NGOS's will also allow a moratorium on payment of
> interest. -- But this is't a general practice we can put hold of this
> functionality as of now.
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