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Change By:
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Jakub Sławiński
(08/Aug/12 6:04 AM)
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Description:
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Currently, the order of loan payments is always the same:
1.
Misc Penalty from
1st installment
2.
's: Misc
Penalty
from 1st installment
3.
, Penalty,
Misc Fees
from 1st installment
4.
,
Fees
from 1st installment
5.
,
Interest
from 1st installment
6.
,
Principal
from 1st installment
7
2
.
Misc Penalty from
2nd installment
's: Misc Penalty, Penalty, Misc Fees, Fees, Interest, Principal
8
3
.
Penalty from 2nd
3rd
installment
's
...
etc.
There is a need to add configuration setting which
allows
will allow
to change the default order of payments
. However, the only known use case at the moment is
to
repay all
the following one:
1. All
overdue/current
interest before anything else
Interest
2
.
1st installment's: Misc Penalty, Penalty, Misc Fees, Fees, Principal
3. 2nd installment's: Misc Penalty, Penalty, Misc Fees, Fees, Principal
4. 3rd installment's...
This means we need to
only
add a single option to choose from the following repayment strategies:
- the old payment order
- always repay overdue interest first
Related discussions:
1. https://groups.google.com/forum/?fromgroups#!msg/mifosusers/pLdY-7HtJkc/zEe3lWwrN8gJ
2. https://groups.google.com/forum/#!topic/mifosusers/hCswn7FS9DQ
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Summary:
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Add ability to configure payment order: add possibility to always
rapay
repay
overdue interest first
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