keithwoodlock commented on Dev Task MIFOSX-19

Hi John,

The issuing of been able to associate a 'client' with two different loan officers is different. Nuru and Enda at the very least require this need. In nuru's case its down to having two different 'programs' and a client can be involved in both. Endas case is explained at https://mifosforge.jira.com/browse/MIFOS-5409

The use-case for supporting functionality that allows clients to be members of more than one group at the same time comes from:

1. Client member of group, they get loan, pay it off in full, obligations met, client becomes member of a 'different' group (for whatever reason) and takes out another loan etc

  • Whilst you could remove him from the historic group, you probably want to keep that information and dont want to have to remove him from 'older groups' just so he can become member of a new group.

2. MFIs may fully allow a client to be a member of more than one group at the same time and to take out active loans - it would depend on their operations but take nuru for example, a mfi with different programs, if groups was main unit, then client would have to form a group with others for services and if using more than one service, may need to be in another group at the same time.

It seems overly constraining to say a client can only be a member of one group within the software (although some MFIs will want that constraint)

so to answer your question its:

Clients can have many loans
A loan can be managed by a 'loan officer'
==> clients can be associated with multiple loan officers through the loans they have at any one time.

A group is made up of several clients.
But a client can join multiple groups (over time or at the same time)

Groups can have many loans (repeat/sequential loans)
A loan can be managed by a 'loan officer'
==> groups can be associated with multiple loan officers through the loans they have at any one time.

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