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Instead of show 'Loan Over Payment Amount', the correct name would be 'Loan Amount In Advance', which will show the amount what was pay before the installment for that moment, for example:
If on 17-Jun-2013 i owe 500 but i actually pay say 700 on 15-jun-2013, the installment is paid 'in advance' (500) and theres (200) paid 'in advance' for next installment, and for that moment, the 'Loan Amount In Advance' would be 700, but on 18-Jun-2013, this value would be only 200