Welcome Ghislain,

I believe we actually have a community member that's on Vanuatu right now!
Small world :)

Answers to your questions inline

On 9/3/10 13:29, "Ghislain Hachey" <[email protected]> wrote:
> 1) I am trying to understand how to customize my chart of accounts
> (mifosChartOfAccounts.custom.xml) and then properly map transactions
> (mifosBeanConfig.custom.xml.)  I stayed as close as possible to the
> sample custom one in your doc to start with (and attached them both to
> this e-mail.)  Now, I just can't figure out how I can post some
> transactions (PRINCIPALPOSTING,INTERESTPOSTING,FEEPOSTING...) to
> different bank accounts (Bank Account 1, Bank Account 2...)  How does
> MIFOS know a particular instance of a, say PRINCIPALPOSTING, belongs to
> Bank account 1 or Bank Account 2.  Would I simply add extra lines in the
> mapping customization file (like follows for all my bank account for
> example?)

Short answer: Mifos does not support this.

Long answer: 

Mifos can indicate different accounts (ie, banks) for the payments to go
into by PRODUCT.  Mifos cannot, however, indicate different accounts for
payments by BRANCH.  Obviously, for most institutions, this latter option is
the preferred one.  While Mifos doesn't currently support this, we have
noted it and are looking at for a possible accounting enhancements in the
future.

That said, the way I addressed this in a deployment was to do the following:
* Create a custom field for a branch that records the GL Code for the Bank
* When integrating with your accounting system (either through a manual
report or automated), for all cash deposits, you replace the Default Cash GL
code for this with the GL code in the branch custom field.

In a few months I may have something I can share that does this.

> 2) I have enabled the configuration
> repaymentSchedulesIndependentOfMeetingIsEnabled because having those
> constraints of tightly coupling meeting schedules to payments would be a
> nightmare in this country and would practically never work.  Now, my
> understanding of this was that it would de-couple the meeting schedule
> from the payments *completely*.  It seems it does not (for our purposes
> anyway.)  I can successfully make payments, disbursals, adjustments,
> etc. freely and independently from the client's schedule which is great
> and what we *need*.  However, the loan product(s) a particular client
> has to its disposition (in the drop down list when creating a new loan
> instance) *is* tied to the meeting schedule of the client.  In other
> words, the client is tied to using a loan product with the same
> repayment schedule.
> 
> What if we want to offer a client a loan product which has a monthly
> repayment schedule, and then subsequently, offer the same client a loan
> product which has a weekly repayment schedule?  This will happen.

This requirement is coming up more and more often, but currently we don't
support it.  The LSIM feature (short name for the feature you are talking
about), at the moment, is a bit of a workaround and needs some refactoring,
so that's why its still limiting the client based on the meeting schedule.

Do keep an eye on the roadmap though, we've certainly been talking about it
more and more.

Ryan 

> 
> Your help here would be greatly appreciated.
> 
> Best Regards,
> 
> - --
> GH
> 
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-- 
Ryan Whitney  
Mifos Technical Program Manager
[email protected]
Mifos - Technology that Empowers Microfinance (www.mifos.org)
Our mission is to enable the poor, especially the poorest, to create a world
without poverty.  
<http://grameenfoundation.org/take-action/ingenuity-fund-challenge/>
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