Thank you Ryan, I have created issue MIFOS-4319 for this purpose.

2010/12/9 Ryan Whitney <[email protected]>

>  Milan,
>
> We currently don’t support that fee model, but please do file a request, I
> think its a good enhancement.
>
> As for a workaround, I can only think one of two things
>
> One: Since this is a flat fee percentage based on the principal, divide the
> percentage by the number of payments and enter that as the amount.  That
> might work.
>
> Two: Calculate the amount of 7.5% of the loan principal, divide by the
> number of installments and enter that in as a flat weekly fee.
>
> If you only disburse a small discrete set of loan amounts, you could just
> make a cheat sheet and/or create a fee that is for the different loan
> amounts.
>
> Ryan
>
>
> On 12/3/10 7:44 AM, "Milan Patel" <[email protected]> wrote:
>
> Hello,
>
> I wanted to check and see if anyone has any ideas about how to deal with
> scenario below?
>
> If not, I will likely request an enhancement.
>
> Thanks
>
> Milan
>
> 2010/12/1 Milan Patel <[email protected]>
>
> Hello,
>
> I am trying to set up a configuration in which the client is charged a
> commission fee, which is payable in installments along with the loan
> repayment.
>
>
> In this example, the fee is 7.5% of the loan amount.  The loan is payable
> on a weekly basis.
>
> I originally tried to set it up in Mifos to pay 7.5% of the loan amount on
> a weekly basis; this however charges 7.5% of the original loan amount *each
> week*, instead of dividing it amongst the repayment periods.
>
> How do I divide this fee between each repayment period?  It is key to note
> here that the term of the possible loan cannot be determined / preset
> beforehand--for example, if loans had to be repaid weekly over preset
> periods for 1 year (52 weeks), 1 month (4 weeks) etc., I could set a fee for
> each potential loan term and divide the percentage appropriately.  However,
> my organisation does not use standard loan terms--they could have a
> repayment schedule over 7 weeks, for example.  As such, the fee needs to be
> divided amongst a periodic repayment schedule, of which the number of
> periods is variable.
>
>
> Thanks
>
> Milan
>
>
>
>
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> *Ryan Whitney **
> **Mifos Technical Program Manager
> **[email protected]*
> Mifos® - Technology that Empowers Microfinance (www.mifos.org)
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