I tried using version 2.3.0-M5 mifos, I have defined the penalities
and its attributes, then apply them in loan products. But when I
simulate the late payment of installments of the client, a nominal
amount to be paid clients only several installments of principal and
interest payments alone without the addition of Penalties. How to
apply penalties on the late payment of installments by automatically.

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Virtualization & Cloud Management Using Capacity Planning
Cloud computing makes use of virtualization - but cloud computing 
also focuses on allowing computing to be delivered as a service.
http://www.accelacomm.com/jaw/sfnl/114/51521223/
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