Hi Ed,
Hereby I provide the specifications to enhance GLIM and also the
requirements.
Requirements:
===========
1. Individual Client Repayment Tracking.(Tracking all the
details of every individual in a group).
2. Individual Preclosure
Individual Client Repayment Tracking:
******************************************
Loan processes:
============
1. Loan Assignment
2. Loan Disbursement
3. Loan Repayment
Note: processes are explained with respect to GLIM.
Loan Assignment:
--------------------------
While assigning loan to a group, we can capture the amount
given to individual in a group.
Loan Disbursement:
---------------------------
While disbursing loan to a group, we can capture the amount
disbursed to the group but not individual. But it is not needed because we
are capturing this in the assignment too.
Loan Repayment:
------------------------
Apply payment:
Existing:
Whille payment, we capture the group payment
amount only, not individual.
Enhancement:
While payment, we need to capture the
individual repayment amount instead of group.
Payment schedule:
Existing:
Original loan schedule is available for both
groups and individuals. Repayment schedule is available only for groups and
not for individuals.
Enhancement:
In addition to Original loan schedule for
individuals in a group, Repayment schedule for individuals is also needed.
Impacts on Individual Client Repayment Tracking:
==================================
1. Apply Charges
2. Apply Adjustment
3. Repay Loan
4. Reverse and Redo
Individual Preclosure:
*************************
Individual in a group may preclose his/her loan. So there
is a need of this feature too.
After loan disbursal, the repayment schedule is generated
for a group. Once individual preclosure is done, the repayment schedule
must be rescheduled with respect to the remaining members in a group.
Thanks,
Karthik.
On Tuesday, May 29, 2012 9:13:36 PM UTC+5:30, Ed Cable wrote:
>
> Karthik,
>
> Thanks for providing your roadmap for further extending GLIM - it's good
> to know the use cases that need to be supported.
>
> As Lukasz writes below, we need more detailed specifications on how each
> of the business cases you must support should work. Point 1) Individual
> monitoring for all clients' payment in a group should now be supported with
> the Vinolia I release through Mifos-4510 which Lukasz linked to below.
>
> Please create as separate feature requests in JIRA with the functional
> specifications outlined as detailed as you can.
>
> For more help on creating a good feature request, see:
> http://mifos.org/product/features/request-new-feature and
> http://mifosforge.jira.com/wiki/display/MIFOS/Functional+Spec+Template
>
> Ed
>
> On Tue, May 29, 2012 at 6:20 AM, Lukasz Chudy <[email protected]>wrote:
>
>> Hi Karthik,
>>
>> What do you mean by "enhance GLIM feature for the "Payment" process"?
>> Could you give more details?
>>
>> We can enhance GLIM functionality but you need to give us more details
>> and provide a specification. Currently, there are some tickets related to
>> various GLIM improvements like
>> http://mifosforge.jira.com/browse/MIFOS-2808 or
>> http://mifosforge.jira.com/browse/MIFOS-3283. But we need to have one
>> specification with all use cases.
>>
>> There will be a new GLIM enhancement in the new Vinolia I release which
>> will extend individual schedules, so that payment made to group is
>> pro-rated across the repayment schedules of the individual members (see
>> issue: http://mifosforge.jira.com/browse/MIFOS-4510).
>>
>> Best regards,
>> Lukasz
>>
>>
>>
>> On 05/25/2012 03:23 PM, Karthik wrote:
>>
>> So far, GLIM supports
>> 1) Creating new loans for a group
>> 2) Viewing individual original schedule
>>
>> But, we need GLIM to be enhanced for the "Payment" process too.
>>
>> Pros:
>> 1) Individual Monitoring for all the client payments in a group.
>> 2) Supports Individual Monitoring, in case of any group's client death.
>> 3) Clients in a group will be given the facility of pre-closing their
>> loan account.
>> 4) Clients in a group will be given the Principal Pre-payment facility.
>>
>> Can you enhance GLIM feature for the "Payment" process?
>>
>> Expecting your reply at the earliest.
>>
>> Thanks
>> Karthik
>>
>>
>>
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