Hi Karthik,
I added that specification to Jira issue
https://mifosforge.jira.com/browse/MIFOS-5628
Regards,
Lukasz
On 06/05/2012 03:52 PM, Karthik wrote:
Hi Ed,
Hereby I provide the specifications to enhance GLIM and also
the requirements.
Requirements:
===========
1. Individual Client Repayment Tracking.(Tracking all the details
ofevery individual in a group).
2. Individual Preclosure
Individual Client Repayment Tracking:
******************************************
Loan processes:
============
1. Loan Assignment
2. Loan Disbursement
3. Loan Repayment
Note: processes are explained with respect to GLIM.
Loan Assignment:
--------------------------
While assigning loan to a group, we can capture the amount given to
individual in a group.
Loan Disbursement:
---------------------------
While disbursing loan to a group, we can capture the amount disbursed
to the group but not individual. But it is not needed because we are
capturing this in the assignment too.
Loan Repayment:
------------------------
Apply payment:
Existing:
Whille payment, we capture the group payment amount only, not individual.
Enhancement:
While payment, we need to capture the individual repayment amount
instead of group.
Payment schedule:
Existing:
Original loan schedule is available for both groups and individuals.
Repayment schedule is available only for groups and not for individuals.
Enhancement:
In addition to Original loan schedule for individuals in a group,
Repayment schedule for individuals is also needed.
Impacts on Individual Client Repayment Tracking:
==================================
1.Apply Charges
2.Apply Adjustment
3.Repay Loan
4.Reverse and Redo
Individual Preclosure:
*************************
Individual in a group may preclose his/her loan. So there is a need of
this feature too.
After loan disbursal, the repayment schedule is generated for a group.
Once individual preclosure is done, the repayment schedule must be
rescheduledwith respect to the remaining members in a group.
Thanks,
Karthik.
On Tuesday, May 29, 2012 9:13:36 PM UTC+5:30, Ed Cable wrote:
Karthik,
Thanks for providing your roadmap for further extending GLIM -
it's good to know the use cases that need to be supported.
As Lukasz writes below, we need more detailed specifications on
how each of the business cases you must support should work.
Point 1) Individual monitoring for all clients' payment in a
group should now be supported with the Vinolia I release through
Mifos-4510 which Lukasz linked to below.
Please create as separate feature requests in JIRA with the
functional specifications outlined as detailed as you can.
For more help on creating a good feature request, see:
http://mifos.org/product/features/request-new-feature
<http://mifos.org/product/features/request-new-feature> and
http://mifosforge.jira.com/wiki/display/MIFOS/Functional+Spec+Template
<http://mifosforge.jira.com/wiki/display/MIFOS/Functional+Spec+Template>
Ed
On Tue, May 29, 2012 at 6:20 AM, Lukasz Chudy
<[email protected] <mailto:[email protected]>> wrote:
Hi Karthik,
What do you mean by "enhance GLIM feature for the "Payment"
process"? Could you give more details?
We can enhance GLIM functionality but you need to give us more
details and provide a specification. Currently, there are some
tickets related to various GLIM improvements like
http://mifosforge.jira.com/browse/MIFOS-2808
<http://mifosforge.jira.com/browse/MIFOS-2808> or
http://mifosforge.jira.com/browse/MIFOS-3283
<http://mifosforge.jira.com/browse/MIFOS-3283>. But we need to
have one specification with all use cases.
There will be a new GLIM enhancement in the new Vinolia I
release which will extend individual schedules, so that
payment made to group is pro-rated across the repayment
schedules of the individual members (see issue:
http://mifosforge.jira.com/browse/MIFOS-4510
<http://mifosforge.jira.com/browse/MIFOS-4510>).
Best regards,
Lukasz
On 05/25/2012 03:23 PM, Karthik wrote:
So far, GLIM supports
1) Creating new loans for a group
2) Viewing individual original schedule
But, we need GLIM to be enhanced for the "Payment" process too.
Pros:
1) Individual Monitoring for all the client payments in a group.
2) Supports Individual Monitoring, in case of any group's
client death.
3) Clients in a group will be given the facility of
pre-closing their loan account.
4) Clients in a group will be given the Principal Pre-payment
facility.
Can you enhance GLIM feature for the "Payment" process?
Expecting your reply at the earliest.
Thanks
Karthik
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