Hi Alberto, thank you for reply. I create a tax ( IVA VAT 16% <https://demo.mifos.io/#/viewtaxcomponent/96> ) and a group tax ( IVA VAT GROUP 16% <https://demo.mifos.io/#/viewtaxgroup/56>).
But when try to set group tax to a loan product ( https://demo.mifos.io/#/viewloanproduct/1352), i don't see an option to do that. On savings products there is a option to assign tax group (i saw that in this link <https://mifosforge.jira.com/wiki/spaces/docs/pages/129957925/Manage+Tax+configuration> ) Could you please explain me how do it?, thank you a lot. Best regards El mar., 31 mar. 2020 a las 19:28, Jose Alberto Hernandez Maldonado (< jose.hernan...@fintecheando.mx>) escribió: > Hello! > > Have you tried the Tax Group assigned in the charge? Usually the taxes are > not applied as Charge in Mifos. > > Admin --> Products --> Taxes components management > > Thanks and best regards > Alberto > > El 31 de marzo de 2020 a las 07:14 PM Luis Alberto Alegría de los Santos > <luis.aleg...@innovar.app> escribió: > > Hi all > > Please, someone can help me. > > We require payments including VAT with equal installments, because this is > easier for clients. > > Example: > > - Amount: 10,000 > - Interest Rate: 12% > - Term: 24 months monthly payments > - VAT: 16% of interest > > > Normally what we do is increase the VAT percentage to the interest rate, > that is, 12% * 1.16 = 13.92%. > For later when calculating the EMI amount, break down the VAT of the > interest, this on repayment schedule. > > In this escenario, we calculated EMI amount: Excel Formula : = pmt > (13.92% / 12, 24, -10000) = $ 479.75 > > Taking period 1 as a reference within the normal payment schedule would be > as follows: > * Interest: $ 116.00 - calculation: (10000 * 13.92% / 12) > * Principal: $ 363.75 - Calculation: EMI Amount - Interest ( 479.75 -116) > * EMI amount: $ 479.75 > > What we do in the final payment schedule is break down VAT dividing the > interest by 1.16. In period 1, divide = 116/1.16 = 100 for interest and 16 > for VAT > And it is as follows: > Repayment schedule for period 1: > # Principal Interest VAT Installment amount > 1 $ 363.75 $ 100.00 $ 16.00 $479.75 > 2 $367.97 $ 96.36 $ 15.42 $479.75 > > In this scenario, there are equal installments amounts. > > I created a loan here https://demo.mifos.io/#/viewloanaccount/3648, and > added a 16% interest charge( https://demo.mifos.io/#/viewcharge/552), > however the repayments are different in each period. > [image: image.png] > Is there some option to achieve this? > > Thank you a lot! > -- > LSC. Luis Alegría > INNOVARAPP > > > *La información contenida en este correo electrónico y anexos es > confidencial. Ésta dirigida únicamente para el uso del individuo o entidad > a la que fue dirigida y puede contener información propietaria que no es > del dominio público. Si has recibido este correo por error o no eres el > destinatario, por favor notificar al remitente de inmediato y borra este > mensaje de la computadora o dispositivo. Cualquier uso, distribución o > reproducción de este correo que no sea por el destinatario de intención > queda prohibido.* > _______________________________________________ > Mifos-users mailing list > Mifos-users@lists.sourceforge.net > https://lists.sourceforge.net/lists/listinfo/mifos-users > > > > -- LSC. Luis Alegría INNOVARAPP 2225548732 *La información contenida en este correo electrónico y anexos es confidencial. Ésta dirigida únicamente para el uso del individuo o entidad a la que fue dirigida y puede contener información propietaria que no es del dominio público. Si has recibido este correo por error o no eres el destinatario, por favor notificar al remitente de inmediato y borra este mensaje de la computadora o dispositivo. Cualquier uso, distribución o reproducción de este correo que no sea por el destinatario de intención queda prohibido.*
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