We know that some people have made fortunes but is there really any
social value to what seems to be just gambling. Have we really gained
anything as a society or has it caused more ruin?

Almost a year ago US Treasury Secretary Tim Geithner wants to regulate
the derivative market.
http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/5321278/Geithner-seeking-to-bring-derivitives-market-under-regulation.html

The wiki definition;
http://en.wikipedia.org/wiki/Derivative_%28finance%29

Criticisms of the Derivative Market
http://en.wikipedia.org/wiki/Derivative_%28finance%29#Criticisms

Below that the benefits which are clearly outnumbered by the
criticisms


NPR discussion on the Diane Rehm show which you can listen to here:
http://thedianerehmshow.org/shows/2010-04-23/news-roundup-hour-1
AUDIO: http://thedianerehmshow.org/audio-player?nid=12352

JeffreyC wrote:

Diane,

I am a dedicated listener and I love your show. However, today I was
very upset that none of your guests new anything about derivatives.
Their inability to describe how derivatives increase social welfare
demonstrates what little they know of finance and economics. More
upsetting is how they pretended to know and still commented, spreading
misconception and falsehoods.

DERIVATIVES allow institutions to hedge against uncertainties,
effectively reducing risk and volatility in earnings and investment.
This is good for business as more predictable cash flows allow for
better planning and increased investment. This has a direct positive
effect on the welfare of an economy. Also, speculators are necessary
to ensure that all hedgers are able to place their hedges. The
speculator thus provides needed liquidity since all transactions need
two participants.

THAT being said, the real topic is whether or not derivatives
transactions should only take place on a transparent exchange.

PLEASE try to have someone trained in economics or finance on your
show when discussing matters of this type. Thank you.

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