Assuming what you hit was actually in motion, almost all basic insurance will cover it w/ no deductable, just as if a stone went through the windshield...moving objects (rocks, ladders, tires, animals, children, etc) are usually a non-deductable claim while solid objects and other cars are usually a bigger deal. My mommy used to work for State Farm and has helped me weasel out of a number of repairs. State farm even covered an illegal H4 lamp and bulb after a stone went through my lense. A good insurance agent is a wonderful thing to have. People don't seem to take full advantage of their insurance. For example, mine covers jump starting and tow trucks, too. I was able to recover the money for a 170 mile tow after a timing belt broke. For a week or two my car would die every couple of days due to some electrical glitch, and I had it jump started by a tow truck a total of 5 times, all of which were covered. And no, my premium didn't go up. I've basically recovered more from my insurance in little claims than I wind up paying out...almost.
Repeat these words after me, "It was moving when I hit it," and "if people didn't need to file all these claims, insurance companies would go broke." At 02:23 PM 2/22/00 -0600, Osborne, Brice D, GRWMK wrote: >OK. I promise this will be my last thing on Jeeps. Last night, some idiot >lost a step ladder off the bed of their redneck mobile and due to the low >ride height of the GTI, I ran right over the middle of it at 75 -80 >(couldn't avoid it due to traffic in front, beside, and behind me). Had I >been driving the Jeep, 1) Wouldn't have hit it, 2) Wouldn't have cared if I >did, and 3) wouldn't be looking for a replacement lens for my PIAA driving >light. > >On that topic, any ideas on where I can get one, or do I have to replace the >entire light? > >TIA, >Brice >_____________ >List Sponsor: http://www.netsville.com >To remove yourself from this list, send mail to [email protected] with 'unsubscribe a2_16v' in the body of your message >See us on the web at http://www.a2-16v.com >Visit the 16V Homepage at http://www.gti16v.org > > ************** Patrick Austin [email protected] (617)493-6636 ************** _____________ List Sponsor: http://www.netsville.com To remove yourself from this list, send mail to [email protected] with 'unsubscribe a2_16v' in the body of your message See us on the web at http://www.a2-16v.com Visit the 16V Homepage at http://www.gti16v.org
