____________________________________
 

 


Thought this was important enough to  save and  pass along. Not on topic. 

  

Delete if not interested or too  busy.  Dick C.


 
ATTORNEY'S ADVICE -  NO CHARGE 


 
 
 




Read  this and make a copy for your files in case you need to refer to it  
someday.  Maybe we should all take some of his advice!  A  corporate Attorney 
sent the following out to the employees in his  company.  




 
 


 
 
 
1.  Do not sign the back of your credit cards. Instead, put "PHOTO ID 
REQUIRED."  




 
 


 
 
 
2.  When you are writing checks to pay on your credit card Accounts, DO NOT 
put  the complete account number on the "For" line. Instead, just put the last  
four numbers.  The credit card company knows the rest of the number,  and 
anyone who might be handling your check as it passes through all the  check 
processing channels won't have access to it. 




 
 


 
 
 
3.  Put your work phone # on your checks instead of your home Phone.  If  you 
have a PO Box use that instead of your  home address.  If you do not have a 
PO Box, use your work address.  Never have your SS# printed on your checks. 
(DUH!)  You can add  it if it is necessary.  But if you have It printed, anyone 
can get it.  




 
 


 
 
 
4.  Place the contents of your wallet on a photocopy machine.  Do both  sides 
of each license, credit card, etc.  You will know what you had in  your 
wallet and all of the account numbers and phone numbers to Call and  cancel.  
Keep 
the photocopy in a safe place.  I also carry a  Photocopy of my passport when 
I travel either here or abroad.  We've  all heard horror stories about fraud 
that's committed on us in stealing a  Name, address, Social Security number, 
credit cards. 




 
 


 
 
 
Unfortunately,  I, an attorney, have firsthand knowledge because my Wallet 
was stolen last  month.  Within a week, the thieve(S) ordered an expensive 
monthly cell  phone package, applied for a VISA credit card, had a credit line  
approved to buy a Gateway computer, received a PIN number from DMV to change  
my 
driving record information online, and more.  But here's some  critical 
information to limit the damage in case this happens to you or  someone you 
know: 




 
 


 
 
 
5.  We have been told we should cancel our credit cards immediately.  But  
the key is having the toll free numbers and your card Numbers handy so you  
know 
whom to call.  Keep those where you can find them.  




 
 


 
 
 
6.  File a police report immediately in the jurisdiction where your credit  
cards, etc., were stolen.  This proves to credit providers you were  diligent, 
and this is a first step toward an Investigation (if there ever is  one). 




 
 


 
 
 





 
 


 
 
 
But  here's what is perhaps most important of all: (I never even thought to 
do  this.) 




 
 


 
 
 
7.  Call the 3 national credit reporting organizations immediately to place a 
 fraud alert on your name and also call the Social Security fraud line  
number.  I had never heard of doing that until advised by a bank that  called 
to 
tell me an application for credit was made over the internet in my  name.  The 
alert means any company that checks your credit knows your  information was 
stolen, and they have to contact you by phone to authorize  new credit. 




 
 


 
 
 
By  the time I was advised to do this, almost two weeks after the theft, all 
the  damage had been done.  There are records of all the credit checks  
initiated by the thieves' purchases, none of which I knew about before  placing 
the 
alert.  Since then, no additional damage has been done, and  the thieves threw 
my wallet away this weekend (someone turned it in).   It seems to have 
stopped them dead in their tracks. 




 
 


 
 
 
Now,  here are the numbers you always need to contact about your wallet, 
etc., has  been stolen: 




 
 


 
 
 
1.)  Equifax: 800-525-6285  




 
 


 
 
 
2.)  Experian (formerly TRW): 888-397-3742  




 
 


 
 
 
3.)  Trans Union :  800-6807289  




 
 


 
 
 
4.)  Social Security Administration (fraud line):800-269-0271  




 
 


 
 
 
We  pass along jokes on the Internet; we pass along just about everything.  




 
 


 
 
 
If  you are willing to pass this information along, it could really help 
someone  that you care about 



 
 


 




  
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