great information... thanks dick.
better than reading about someone's whining about shrunk english
muffins... lol
jeff
On Jan 30, 2008, at 10:22 AM, Richard Clark wrote:
Thought this was important enough to save and pass along. Not on
topic.
Delete if not interested or too busy. Dick C.
ATTORNEY'S ADVICE - NO CHARGE
Read this and make a copy for your files in case you need to refer
to it someday. Maybe we should all take some of his advice! A
corporate Attorney sent the following out to the employees in his
company.
1. Do not sign the back of your credit cards. Instead,
put "PHOTO ID REQUIRED."
2. When you are writing checks to pay on your credit
card Accounts, DO NOT put the complete account number on the "For"
line. Instead, just put the last four numbers. The credit card
company knows the rest of the number, and anyone who might be
handling your check as it passes through all the check processing
channels won't have access to it.
3. Put your work phone # on your checks instead of your
home Phone. If you have a PO Box use that instead of your home
address. If you do not have a PO Box, use your work address.
Never have your SS# printed on your checks. (DUH!) You can add it
if it is necessary. But if you have It printed, anyone can get it.
4. Place the contents of your wallet on a photocopy
machine. Do both sides of each license, credit card, etc. You
will know what you had in your wallet and all of the account
numbers and phone numbers to Call and cancel. Keep the photocopy
in a safe place. I also carry a Photocopy of my passport when I
travel either here or abroad. We've all heard horror stories about
fraud that's committed on us in stealing a Name, address, Social
Security number, credit cards.
Unfortunately, I, an attorney, have firsthand knowledge
because my Wallet was stolen last month. Within a week, the thieve
(S) ordered an expensive monthly cell phone package, applied for a
VISA credit card, had a credit line approved to buy a Gateway
computer, received a PIN number from DMV to change my driving
record information online, and more. But here's some critical
information to limit the damage in case this happens to you or
someone you know:
5. We have been told we should cancel our credit cards
immediately. But the key is having the toll free numbers and your
card Numbers handy so you know whom to call. Keep those where you
can find them.
6. File a police report immediately in the jurisdiction
where your credit cards, etc., were stolen. This proves to credit
providers you were diligent, and this is a first step toward an
Investigation (if there ever is one).
But here's what is perhaps most important of all: (I never even
thought to do this.)
7. Call the 3 national credit reporting organizations
immediately to place a fraud alert on your name and also call the
Social Security fraud line number. I had never heard of doing that
until advised by a bank that called to tell me an application for
credit was made over the internet in my name. The alert means any
company that checks your credit knows your information was stolen,
and they have to contact you by phone to authorize new credit.
By the time I was advised to do this, almost two weeks
after the theft, all the damage had been done. There are records
of all the credit checks initiated by the thieves' purchases, none
of which I knew about before placing the alert. Since then, no
additional damage has been done, and the thieves threw my wallet
away this weekend (someone turned it in). It seems to have stopped
them dead in their tracks.
Now, here are the numbers you always need to contact
about your wallet, etc., has been stolen:
1.) Equifax: 800-525-6285
2.) Experian (formerly TRW): 888-397-3742
3.) Trans Union : 800-6807289
4.) Social Security Administration (fraud line):
800-269-0271
We pass along jokes on the Internet; we pass along just about
everything.
If you are willing to pass this information along, it could
really help someone that you care about
Who's never won? Biggest Grammy Award surprises of all time on AOL
Music.
Start the year off right. Easy ways to stay in shape in the new year.
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