Here's my proposal: At age 18 each person selects 1 of 2 options: Option 1: A portion of one's income goes into a Fund A for essential services that are provided in common (e.g., defense, police, fire, courts) or best provided for by a monopoly (e.g., power, water, garbage collection, sewer, roads, bridges). Another portion goes into a separate Fund B which is distributed only to those who have selected Option 1 to the extent they lack e.g., food, shelter, clothing, education, health care. The rest is kept. Option 2: A portion goes into Fund A; the rest is kept. Craig
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