I find the discussion of increasing real estate taxes
to be symptomatic of how we deal with financing our
government. There is a lot of discussion by taxpayers
concerning should taxes be progressive, should there
be caps on increases, should those who buy condemned
properties and restore them be burdened with
signifcant tax increases when their work is completed,
should elderly people pay any increases after they
reach age 65?. The missing question, not being
discussed, has become an assumption. That assumption,
that it appears we have all made, is that if our
property values go up our taxes should go up at the
same rate. The missing question is simple. What does
the increase in my real estate have to do with how
much money the government needs? 

Understand that I am not against paying an appropriate
tax. I am not even against raising taxes (beyond
inflation) if need be. But how does the fact that my
real estate value goes up lead to the assumption that
the government needs more money in some way
proportional to that increase? Assume that my home
went up in value by 10% one year, 15% the next. Does
that mean government spending needs to go up 10% and
then 15% the next? Assume the market determines that
prices went up to fast and they decline 10% in a bit
of market deflation. Does that mean government
spending should go down 10%?

Lets look at the question in a diferent way. If my
house value increases 10% in one year, does that mean
I should pay 10% more to Minnegasco for my gas? Does
that mean I should pay 10% more to Excel? to the water
department? Does that mean I should pay 10% more to
anyone? Not at all. It simply means that some unknown
individual has determined that I have an asset worth
more this year than last. Next year the asset value
might go up a little, it might go up a lot, it might
go down, there is no way to know.

Why is this a concern? I believe that politicians have
been looking at the increasing valuation in
Minneapolis and feeling that they can spend money,
money that is not yet being collected based on todays
valuation, but money they predict will be available in
the future if valuations continue to increase. I have
heard the argument in City Hall that essentially says,
we (the city) have helped create higher housing values
through our government actions, therefore the city is
entitled to our percentage of the increase.

The other problem is that politicians want to make
their mark on the city. They want to make it today. I
suppose that is appropriate and not to be unexpected.
Mayor Belton led a city in the early nineties that
faced some significant problems. She needed to do more
than just fix potholes. I believe the temptation
becomes too great however to keep dipping into future
projected income streams once the politcos figure out
how it works. To make the biggest splash, to create
the largest signiture projects, you not only need to
defer costs until future income increases hit, it also
becomes necessary to defer basic ongoing costs that
will not easily be noted for awhile. Who really pays
attention if we only replace 2.5 miles of roads
instead of the 10 that need replacement.

Consider the proposed property tax form for 2002 that
was recently receieved by taxpayers. What you are
paying for Library Board does not yet include the
bonds for new libraries. That will be phased in. Money
to pay for operating the new libraries? No plan for
how to pay that yet. Will be phased in later. Park
Board does not include the full levy for its increase.
That will be phased in. The City Tax does not include
paying back the Internal Deficit Fund. How many people
understand an Internal Deficit Fund anyway. That will
be paid back with future surpluses, when they come.
The City Tax does not include enough money to
adequately pay for roads, bridges and our Public Works
infrastructure, that has not even been scheduled to be
phased in yet other than a diminished attempt to cover
a fourth of the estimate shortfall. 

What needs to be done? Lets start by being more
realistic with what our city government can and cannot
do. Before spending additional dollars lets make sure
that first of all we are paying for what the base
needs of government are. Lets be more realistic about
spending dollars today that we hope to pay back with
tomorrow's tax increases. Lets ask more questions of
our politicians before we automatically give them more
of our tax money each year.

Bob Gustafson
MMM

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