Let me take a shot at answering the second part of Craig's post:

The community-based board will develop eligibility criteria for CLT 
homebuyers -- usually there is an income requirement and some 
consideration of family size compared to the size of the home, including 
others.  If someone's close relative or friend fits the criteria, then 
they are eligible to buy the CLT home.

I will ask CLTs that are up and running about the issue of 
"side-payments".  I have never heard about it being an issue, but hey, I 
suppose it could happen.

However, the ground lease usually gives the CLT first option to buy the 
home when the seller is ready to move on.  Because the CLT is the expert 
at explaining how the CLT works, and because the CLT usually has a list 
of interested buyers already lined up, this eases the buying/selling 
process rather than having the seller do it.

The issue of how CLT transations affect CMAs will have to wait for 
another time!  I've gotta go talk about land trusts with another 
incoming councilmember!

Keep the questions coming!  (Both you, Craig, and others!)

Cara Letofsky
Ward Nine
Seward
etc


Craig Miller wrote:

>Thanks to Cara for bringing a close knowledge to the subject.  I am better
>informed because of it.
>
>One of my original points still is unanswered.   What's to prevent the
>selling of these homes to close friends and relatives?  What about the "side
>payments" or unknown transactions that will occur between the buyer and
>seller? When I am selling something for less then it is worth.  People will
>pay more then the posted price for it.
> If you don't believe me, check out what happens to rent controlled
>apartments when they change hands in NY NY.  Lock and key fees of over
>$10,000 per year are common.
>
>Also.  The basis of any adjustment of accessed value is comparative sales.
>Known as "comps".  There will always be discrepancies that assessors and
>busy city hall types might not catch.  Houses that would sell for 200k that
>but go for 125k will still gum up the accessing and challenge process.
>
>
>Craig A. Miller
>Former Fultonite
>[EMAIL PROTECTED]
>
>
>
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