I only have experience working with the Como NRP, but when Gregory Luce said, 

>To put it in a more startling pespective, consider that, of all the home 
>improvement loans and grants that neighborhoods gave out through the NRP 
>program from 1993 to 2000, 88% went to white homeowners, at a time when 
>the white population in the city declined from 78% to 65%. 

I'm on the Housing Committee of the Como NRP, and have been so since our
first Town Hall meeting when the Cttee was a task force.  

We can't get people to come to our meetings, no matter where we announce.
I have gone out and asked people of color to please come and talk (AA,
Vietnamese, Chinese and a couple of Latinos).  They say they'll think about
it and then they stay away.

Our housing money is given out by an independent (non-neighborhood)
organization on a first-come-first-served basis.  The white homeowners 1)
come to the information meetings; they 2) fill out the applications and 3)
follow through with the lending organization; they 4) use the money.
Others don't show up, and as Woody Allen may have pointed out, a great deal
of success is just showing up.

That's the only clue I have to your 88% 

If you know of a way to get others to apply, please share it.  We have not
found the secret. 

Emilie Quast
SE Como
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