Thanks, Dave Harstad, for trying to shed some light on the costs and
complexities of putting a project like Nicollet Commons together. I'd
like the project to succeed, but I have a few more questions.

1. What would it take to NOT use TIF? How much more density, how many
more units or fewer parking spaces would it take to make the project
work financially without any TIF?

2. Saying that Sherman Associates is putting in $28.5 million in equity
into this project is misleading isn't it? You're saying the developer is
putting $25 million cash into the residential component of this project,
but typically a developer has little or no money invested in an
apartment project financed with bonds or low income housing tax credits.
The equity comes from selling the bonds and tax credits, and the rest is
mortgage financed. The developer usually has less than 1% equity in the
project.

3. Why does the residential development cost so much ($166,000) per
unit? I've consulted on lots of apartment projects (with and without tax
credits). I don't recall any of them costing more than $90,000 per unit,
and some of these were high-quality mansion-style apartments with pools,
etc. What drives up the cost here?

4. Someone else posted a question about the costs of relocating existing
businesses. I know its not part of the project's financing, but it is a
real cost to the city. How much will the MCDA have to pay to relocate
businesses?

5. Is the city using eminent domain for this project?


John Rocker
Calhoun




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