I've been chewing over the verbiage around SSB and her administration of 
the city. It didn't take place in a vacuum. Here were some of the 
factors which led up to SSB taking office.

1. Red lining of different neighborhoods in this city (and many other 
municipalities) by banks and insurance companies in the 60s, 70s and 
80s. Getting a second mortgage for maintenance and revamping of homes in 
some aging Mpls. neighborhoods in this era was, people tell me, damned 
near impossible. At the same time insurance companies raised the rates 
for people living in the area. There was as much as 30 years of delayed 
maintenance issues in some areas (Phillips being one). This gave rise to 
the non-profit developers.
2. During the Regain administration tax laws changed life for people who 
owned rental property and it wasn't a positive change. More delayed 
maintenance and virtually no new construction efforts in the city during 
the 80s and most of the 90s.
3. City rules and regs that were/are so long-winded and aggravating that 
it becomes easier for construction people to go to the burbs and exurbs.
4. Onset of the crack revolution (1988?) and the Mpls. police caught 
flat-footed with few tools to contend with the phenomenon.
5. Passage of the Community Reinvestment Act (late 80s, early 90s) 
requiring banks to reinvest in communities where they do business. ACORN 
lobbied for this.
6. 80s recession, "mainstreaming" of the mentally ill, a huge surge in 
homelessness.
7. 1990s--Birth of NRP with a mandate to spend 52% of the money on 
housing and identifying 9 neighborhoods as "redirection" neighborhoods. 
(Phillips, Central, Eliot Park, Stevens Square, Beltrami, Near North, 
Sumner-Olson, Hawthorne and Jordan [?, Cooper, is that right?].)
8. By the mid-80s MCDA was already in its deconstruction mode. Big holes 
were appearing in the neighborhoods in #7. MCDAA was looking to have 
non-profit developers fill the holes and to subsidize each house by 
roughly $50,000.
9. Huge influx of people from other parts of the US and immigrants with 
a whole different set of habits concerning housing--and everything else. 
Minnesota no longer 99% homogeneous. (This last followed predictably by 
the usual death steps--denial, anger, bargaining, ??, and, finally, 
acceptance. I don't think we're there yet.) Concomitantly, city has the 
largest number of poor people in the metro region and loss of housing is 
lowering tax base.
10. Hollman decision on Glenwood projects.

1992--SSB takes office  mayor.

Her strategy for housing appears to have been two-fold:
first, NRP's mandate on housing;  while continuing tearing down houses 
with huge costs to rehab
second, convince legislature, Metropolitan Council and whoever else, 
that the suburbs are not sharing the burden. Try to foist some of the 
poor off on the burbs.

Our only possible complaint is that this strategy was not a good one. 
However, the strategy was so completely antithetical to the ones in 
usage at the time, that it could very well be too soon to evaluate the 
outcome. To a large extent, low-income housing in the burbs is not yet 
in place. SSB applied as much leverage as she could muster, at least 
moving the issue from stasis to some movement. It's a long way from 
changed at this point.

Every time someone attempts a paradigm shift, there is a point where 
everything is a real mess and it looks like you've stepped in it big 
time. SSA applied the torque, it looks like she stepped in it at this 
point; however, we are far from having completed the consequences of SSB 
initiating a paradigm shift.

WizardMarks, Central

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