Bob -

I'm kind of amazed by the comments you've made, considering that you sign
off as a business owner.  (Well, you sign off as President, but I assume you
are also the owner, not a hired gun).

For example you say:
> The false premise is that government is somehow supposed to stand aside
from
> involvement with business growth. It is -A- (not "the") role of government
> to encourage small business development, even if that calls for an initial
> short-term loss.  Without such encouragement, we might soon only have
large
> businesses.  And as we all know large businesses don't pay a lick of
taxes,
> so who would the government get its tax money from? :-)  The poor,
> overburdened taxpayer would pay an even larger portion!

Mark Anderson reply:
Are you saying that small business needs government to exist??  Does your
business need government incentives to exist?  I think it's just the
opposite - government interference in the market almost always benefits
large business.  Probably not on purpose - but just because large businesses
employ the bureaucracy and lobyists needed to cope with government
regulatory power.  I think the best way for government to benefit small
business is to deregulate as much as possible.  Certainly the loans to small
businesses don't help much - as Michael states - the money will as likely as
not be directing investment funds to the wrong place.  About the only
beneficial non-passive activity government could have for small business is
to help create information.  Perhaps training in business practices or
markets.  Then at least the government wouldn't be attempting to pick
winners and losers.

Bob says:
> Large companies, backed by powerful lobbyists, receive abundant financial
> incentives from government even in lean times.  To deny mere low-interest
> loan support to small businesses at the same time seems both unfair and
> societally counterproductive.  Today's small businesses are tomorrow's
large
> businesses.

Mark replies:
Good, you agree with me that large business benefits more than small
business from government incentives.  However, you want to level the playing
field by giving (selective) small business benefits also.  A much better way
would be to remove the large business incentives.  Your method simply
benefits a small subset of small business in addition to large business.

Bob says:
> The private sector has a different set of goals than those of
government --
> goals driven by short term profit rather than long term investment.  It's
> perfectly appropriate for government to support its own goals through
> reasonable, prudent investments of its own.  It's perfectly reasonable
that
> government's investment priorities would differ from those of banks.

Mark replies:
Bob - you run a small business?  Do you expect it to be around in a couple
of years?  I can't believe that you believe business is driven by short term
profit goals.  No business will survive long with such an attitude.  On the
other hand, it's perfectly reasonable for government to work on such short
term agendas.  Running out of money doesn't shut down the government - you
just increase taxes.  From what I see, government is driven much more by
short term objectives than business is.

Of course both business and government struggle with short-term vs long-term
goals.  Both politicians and business people tend to make noble sounding
statements about how they're building for the future - but both are easier
to judge on short term results.  But I think it's usually easier for
business owners to hold executives accountable to such statements than for
voters to hold politicians accountable.

Mark Anderson
Bancroft


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