He was grilled by Congress for two days last week about "the economy," tax
cuts, deficits, and debts.

Every word he uttered had value, but here are a couple of his statements
that apply to local problems.  From memory:

1.  Every government program that exists began with noble intent and can be
justified through argument as valuable.  Our problem is that we continue to
add new ones, without ending others, so the cumulative costs exceed our
ability to pay for all of them.  Most of us have experienced this first
hand - $10 here, $50 there - and before we know it - we owe $5,000 on the
old credit card.  Any one expenditure makes sense at the moment, but add
them all together and you find a whopping debt + interest to pay.

2.  Many State governments follow the Federal tax code, so if Federal taxes
are reduced, the State's revenue is reduced too.  Mr. Greenspan said that
the States may have to come up with their own tax structure (not mimic the
Fed) to balance their budgets.  This same logic applies to local
governments:  Rather than depend on the Feds and/or the State, Cities
should come up with a taxing method that balances their own budgets.

Listening between the lines, these are the trends that I heard him
frame.......

The money is all mixed up between the levels of government, so we need to
separate each governmental entity financially, so the "people" know what
they're getting and what they're paying for.

Interest rates are low, which puts support under the economy.  Nothing on
the horizon indicates an increase in rates.  This is an opportunity to
reduce debt, before the economy perks up again and rates begin to rise.

Vicky Heller
Cedar-Riverside and North Oaks


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