The City could save $300+ million by simply delaying interest payments for
two years.  This would not be a default, just a legal, negotiated deferral.

It seems to me that the bondholders shouldn't mind too much since other
risk free investments pay less than 1%.  They will eventually get paid the
4% & 5% that they are expecting.

In fact, the City could select CERTAIN bonds to defer - just enough to
balance cash shortfalls each year until the economy perks up.

Many years ago, the government issued IOUs to teachers and other government
employees in lieu of paychecks.  Why not modernize this idea and issue IOUs
to bondholders instead of cash?

This is just an idea - it certainly should not be used to avoid needed
spending cuts.

Vicky Heller
Cedar-Riverside and North Oaks


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