First, it is not a mortgage insurance program it is a
mortgage guarantee program. They are very different
programs. 

Second, I am confused as to why there was a resolution
at all at this time. There is no program for them to
vote for or against and there are no funds yet
appropriated. 

Here is the actual language from the NRP Policy Board
meeting from February 24, 2003

BE IT RESOLVED: That the NRP staff and Director, in
conjunction with local lenders, banks, mortgage
insurance companies and realtor organizations, develop
guidelines and procedures to be approved by the NRP
Policy Board for a pilot program to implement a
"renters to owners" initiative.

BE IT RESOLVED FURTHER: That the NRP set aside
$2,000,000 of the 2002 $4,000,000 (four million
dollars) affordable housing reserve to fund this new
initiative.

BE IT RESOLVED FURTHER: That these funds shall be made
available only after approval of the program
guidelines by the Policy Baord and the transfer of the
2003 NRP allocation of $11,000,000 from the City to
the NRP program fund.

NRP Policy requires a 45 day comment and review
period. WHEN actual program guidelines exist for this
initiative, they will be sent to the neighborhoods for
input. After that point, they will be considered for
adoption by the NRP Policy Board. 

I hope if we are going to debate this initiative it
will be with REAL facts and REAL information and not
bits and peices of what you think you know and knee
jerk reactions.  Quite frankly, at this time, this
intiative is only a concept. The guidelines or the
meat of this program are still under development. 

Barb Lickness
NRP Staff 



 

=====
"Never doubt that a small group of thoughtful, committed citizens can change the 
world.  Indeed,
it's the only thing that ever has." -- Margaret Mead

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