Pensions are either a formal contract with employees in the case of
Minneapolis unions or legislated social contracts with citizens in the
case of Social Security. In the case of private businesses like Bethleham
Steel, the government allows them to go bankrupt and violate their
pension contracts because the federal government has an under funded
insurance plan to provide tax payor dollars to cover part of the breach
of contact. The government is the last resort.

Why is it OK for government to break contracts when the times are tough?
What happens to a society where contracts are not enforceable?

Since there is no apparent movement to adequately fund private or public
pensions, how does Minneapolis pay its obligation? Growth of city
government employment? That would be a popular idea! It is right up there
with even more rapidly increasing property taxes.

Additional revenue can come with additional housing units and more small
businesses. Large businesses often displace existing tax base and get
exemptions from taxes to locate in the city. Their employees will come
from all over the Twin Cities and Wisconsin. They are seldom a net gain.
They do increase transportation problems.

Immigrants have traditionally been the answer to provide growth of tax
revenues. They are more likely to start small family and culturally based
businesses. However, Minneapolis lacks sufficient liveable housing to
accommodate the existing population let alone a rapid influx of new
people. Are there affordable rooming houses for singles. The words
"affordable" and "housing" are only used together by politicians and
satirists.

What about transportation from home to work? Bicycling and walking is
difficult in December-February and July-August. Buses go downtown or to
St Paul.

What about health care? There are neighborhood clinics for insured people
but limited for working poor or those in even relatively successful small
businesses.

Can the Minneapolis Public Schools accommodate a needed influx of new
English a secondary language students? Will federal funds go away if new
Protestant performance standards temporarily sag?

If we aren't going to improve our infrastructure, can we make people work
longer? Maybe we can work them to death and avoid pensions altogether.
Insurance premiums will probably rise astronomically.

Life isn't fair. We don't need to make it worse. How do we make it
better? With great effort and careful coordinated planning! We probably
won't get it exactly right. We need to try.

Thanks.
John O'Neal
Shenanigans Watch
Northeast Minneapolis - Holland
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