On 1/24/04 1:00 PM, "Mark Snyder" <[EMAIL PROTECTED]> wrote:

> On 1/24/04 11:05 AM, "Bill Cullen" <[EMAIL PROTECTED]> wrote:
> 
>> 
>> Margaret wrote:  Vacancy increasing does not equal affordability.
>> 
>> Is $599 affordable?  Well, according to HUD, 30% of the area median income
>> is $22,590.  That means (using the 30% of income can go towards housing
>> rule) this household can afford $564.75.  A tad under what I am charging
>> right now.
> 
> This suggests to me that HUD may be part of the problem. If 30% of the area
> median income (I'm assuming this is for a household) is $22,590, then that
> would mean that the area median income for a household is about $75,000.
> It's been a long time since I took statistics, but that number seems skewed
> a bit high to me.

I took that to mean that 30% of one's income can go to housing.  I.e., the
median renter (for lack of a better word) earns $22,590 a year, so it can
spend 30% of that, or $6777, on housing each year -- or $564.75 per month

$22,590 is $434.42 per week; roughly 43 hours a week at $10 per hour.
That's a lot of work (and a decent job) for one person, but it's about 31
hours a week for two people earning $7 an hour.

For what it's worth, the entire time I rented in the Twin Cities (until
10-2002), I never paid more than $400 a month -- let alone $599! -- in rent.
I always had roommates, so my rent would consistently be between $200 and
$300 a month.

Mike Skoglund // Lower Manhattan NYNY // Bancroft MPLS




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