I am assuming that this is intended as tongue in cheek! Using a credit score or high school diploma status as basis for accepting/rejecting tenants is near the pinnacle of social irresponsibility!
FYI, the credit score is one of the most oppressive "measures" ever foisted on the public. There are tens and tens of thousands of people who have excellent credit HISTORIES but low credit SCORES because the formulas for computing credit scores use more variables such as source of credit, number of gas cards, unused credit and other dubious factors. There a lots of good folks who for various reasons did not finish high school but who are hard working and productive people. Many get their GED later and go on to more education. Jim Bernstein Fulton (landlord) -----Original Message----- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of Bill Cullen Sent: Monday, June 13, 2005 10:36 PM To: 'Bill Cullen'; [email protected] Subject: RE: [Mpls] Social responsibility We are making progress here. With on-line and off-line discussions, I have come up with a list of proposed rental criteria. Below is the minimum standards this board recommends private landlords use when offering housing. Remember, I want this to be a recommendation from all of you, so please comment: 1) No occupant can have a felony or greater than one misdemeanor conviction in the past 5 years. 2) No occupant can have any conviction that would make the individual dangerous to the safety of others. Especially assaults or sexual perversions. 3) No occupant can have a successful eviction in the past 3 years or 2 evictions in the past 7 years. 4) All occupants older than 18 must have a credit score greater than 500 and at least one occupant must have a credit score greater than 600.* No bankruptcies in the past 3 years. (*for first time renters and full time students, exemptions are allowed) 5) Applicant families must not exceed 2 individuals per bedroom. 6) All applicants over the age of 18 must have finished high school (or achieved the equivalent GED) and be able to offer evidence that they are not part of any gang activity. 7) All applicants over the age of 18 must pass a drug test. 8) The household monthly income must be 3x the monthly rent. Is this strict enough? Surely, it will keep many families with historical behavioral problems out of housing, but I wonder if it will do enough? Would this rental screening make a landlord socially responsible? Best Regards, Bill Cullen Whittier Landlord. -- No virus found in this outgoing message. Checked by AVG Anti-Virus. Version: 7.0.323 / Virus Database: 267.6.9 - Release Date: 6/11/2005 REMINDERS: 1. Be civil! Please read the NEW RULES at http://www.e-democracy.org/rules. If you think a member is in violation, contact the list manager at [EMAIL PROTECTED] before continuing it on the list. 2. Don't feed the troll! Ignore obvious flame-bait. For state and national discussions see: http://e-democracy.org/discuss.html For external forums, see: http://e-democracy.org/mninteract ________________________________ Minneapolis Issues Forum - A Civil City-focused Civic Discussion - Mn E-Democracy Post messages to: mailto:[email protected] Subscribe, Un-subscribe, etc. at: http://e-democracy.org/mpls -- No virus found in this incoming message. Checked by AVG Anti-Virus. Version: 7.0.323 / Virus Database: 267.6.9 - Release Date: 6/11/2005 -- No virus found in this outgoing message. Checked by AVG Anti-Virus. Version: 7.0.323 / Virus Database: 267.7.2/14 - Release Date: 6/14/2005 REMINDERS: 1. Be civil! Please read the NEW RULES at http://www.e-democracy.org/rules. If you think a member is in violation, contact the list manager at [EMAIL PROTECTED] before continuing it on the list. 2. Don't feed the troll! Ignore obvious flame-bait. For state and national discussions see: http://e-democracy.org/discuss.html For external forums, see: http://e-democracy.org/mninteract ________________________________ Minneapolis Issues Forum - A Civil City-focused Civic Discussion - Mn E-Democracy Post messages to: mailto:[email protected] Subscribe, Un-subscribe, etc. at: http://e-democracy.org/mpls
