Rhonda, I'm not sure what bank you go through that has this policy on credit card theft. I've had BofA and and a local bank and both do exactly the opposite. ANY time you notice a charge that is not yours, call and they will reverse it immediately and then do a fraud investigation. I've had this happen a few times, once was a company typed in the wrong card number, it was reversed immediately and once when my home was robbed with cards stolen and used. Never have I had to wait more than 6 hours to see my account credited every penny (faster than the credit cards). And never has a charge been turned down. They send you a paper in the mail, you sign to say it wasn't your charge, and the credit is permanent.
That 4-6 week thing may have been a problem when debit cards were new to society, but it isn't anymore (maybe its a local bank near you that has that policy?) -Jess On Sep 16, 4:55 am, Rhonda Kibuk <[email protected]> wrote: > Marsha, > > I think what she is saying is that the honest people are already paying > their taxes and doing their part but NOW they will have to change their ways > of buying and do MORE paperwork, thus they are the ones getting screwed. > That was how I took that sentance. > > Also for those of you on the debit card band wagon, good luck to you all. I > don't own one and never will. See both credit and debit cards come with $0 > liability due to theft and identity theft. The main difference is that with > a credit card, the charges go into pending until the investigation is > complete, you don't accrue interest on the amount and you don't have that > taken away from your available balance. It is totally different with debit > cards. You will get the money back that the crooks used from your account, > however it takes 4-6 weeks! So, say you have $1,000 in your checking > account, someone hacks your debit card and spends every last sent, you are > out $1,000 for 4-6 week. How do you pay your bills? People you owe money > do don't care that your debit card was hacked. So, sorry, no debit cards > for me. > > I also agree with the statement that credit cards can be good if used > properly and paid off each month. I would say little than 5% of credit card > owners actually do this. So yes, I still say this is a ploy to get people > more into credit card debt. Use a credit card.....don't need to file a > 1099. > > Rhonda > > On Wed, Sep 15, 2010 at 11:09 PM, Marsha Rubino <[email protected]> wrote: > > *But the gov. said they will get millions of dollars from those that > > don't pay taxes. There you go, the honest people get screwed AGAIN!!!!!!!!! > > * Extrapolating this statement, do I understand you to say honest people > > are those who don't pay taxes? Am I twisting that? If so, I appologize, but > > it sure seems twisted!! > > > Marsha Rubino > > Gimme Nails @ Skin Envy Day Spa > > 38 First Ave E. Ste. E > > Kalispell, MT 59901 > > 406-755-3771 > > > ------------------------------ > > *From:* Diana Bonn <[email protected]> > > *To:* [email protected] > > *Sent:* Wed, September 15, 2010 5:54:38 PM > > > *Subject:* Re: NailTech:: 1099 deduction form updates > > > Well this has been interesting thread. Credit card or no credit card > > issue, I have zero idea. But the reason they gave us (the link I gave you a > > couple of weeks ago) states that the gov. is going after cash payments and > > deductions. If you use a credit card or debit card, then you have a paper > > trail. > > > Now maybe it is also for the banking industry, Lordy Be have no idea. But > > the gov. said they will get millions of dollars from those that don't pay > > taxes. There you go, the honest people get screwed AGAIN!!!!!!!!! LOLOL > > diana from indiana > > > -- You received this message because you are subscribed to the Google > > Groups "NailTech" group. > > To post to this group, send email to [email protected]. > > To unsubscribe from this group, send email to nailtech+ > > [email protected]. > > For more options, visit this group at > >http://groups.google.com/group/nailtech?hl=en. > > > -- > > You received this message because you are subscribed to the Google Groups > > "NailTech" group. > > To post to this group, send email to [email protected]. > > To unsubscribe from this group, send email to > > [email protected]<nailtech%[email protected]> > > . > > For more options, visit this group at > >http://groups.google.com/group/nailtech?hl=en. -- You received this message because you are subscribed to the Google Groups "NailTech" group. To post to this group, send email to [email protected]. To unsubscribe from this group, send email to [email protected]. For more options, visit this group at http://groups.google.com/group/nailtech?hl=en.
