Jess, You must have a good bank because I just checked the fine print of both the bank and credit union that I use here in PA and both state in their Terms and Agreements that DEBIT card funds aka checking account funds will be released once the investigation is complete, usually within 90 days. So, if all of your funds were fraudulently used, you have to wait up to 90 days to get it back.
R On Thu, Sep 16, 2010 at 11:22 AM, Marsha Rubino <[email protected]> wrote: > I understand what you are saying Rhonda. But the whole damn system is > convoluted. Unfortunately, the government is forced to devise more > convolution in an attempt to collect the taxes due from those who can easily > get away with avoiding payment. I guess it's just life here in the U.S. > :>) > > Marsha Rubino > Gimme Nails @ Skin Envy Day Spa > 38 First Ave E. Ste. E > Kalispell, MT 59901 > 406-755-3771 > > > ------------------------------ > *From:* Rhonda Kibuk <[email protected]> > *To:* [email protected] > *Sent:* Thu, September 16, 2010 5:55:53 AM > > *Subject:* Re: NailTech:: 1099 deduction form updates > > Marsha, > > I think what she is saying is that the honest people are already paying > their taxes and doing their part but NOW they will have to change their ways > of buying and do MORE paperwork, thus they are the ones getting screwed. > That was how I took that sentance. > > Also for those of you on the debit card band wagon, good luck to you all. > I don't own one and never will. See both credit and debit cards come with > $0 liability due to theft and identity theft. The main difference is that > with a credit card, the charges go into pending until the investigation is > complete, you don't accrue interest on the amount and you don't have that > taken away from your available balance. It is totally different with debit > cards. You will get the money back that the crooks used from your account, > however it takes 4-6 weeks! So, say you have $1,000 in your checking > account, someone hacks your debit card and spends every last sent, you are > out $1,000 for 4-6 week. How do you pay your bills? People you owe money > do don't care that your debit card was hacked. So, sorry, no debit cards > for me. > > I also agree with the statement that credit cards can be good if used > properly and paid off each month. I would say little than 5% of credit card > owners actually do this. So yes, I still say this is a ploy to get people > more into credit card debt. Use a credit card.....don't need to file a > 1099. > > Rhonda > > On Wed, Sep 15, 2010 at 11:09 PM, Marsha Rubino <[email protected]>wrote: > >> *But the gov. said they will get millions of dollars from those that >> don't pay taxes. There you go, the honest people get screwed AGAIN!!!!!!!!! >> * Extrapolating this statement, do I understand you to say honest people >> are those who don't pay taxes? Am I twisting that? If so, I appologize, but >> it sure seems twisted!! >> >> Marsha Rubino >> Gimme Nails @ Skin Envy Day Spa >> 38 First Ave E. Ste. E >> Kalispell, MT 59901 >> 406-755-3771 >> >> >> ------------------------------ >> *From:* Diana Bonn <[email protected]> >> *To:* [email protected] >> *Sent:* Wed, September 15, 2010 5:54:38 PM >> >> *Subject:* Re: NailTech:: 1099 deduction form updates >> >> Well this has been interesting thread. Credit card or no credit card >> issue, I have zero idea. But the reason they gave us (the link I gave you a >> couple of weeks ago) states that the gov. is going after cash payments and >> deductions. If you use a credit card or debit card, then you have a paper >> trail. >> >> Now maybe it is also for the banking industry, Lordy Be have no idea. But >> the gov. said they will get millions of dollars from those that don't pay >> taxes. There you go, the honest people get screwed AGAIN!!!!!!!!! LOLOL >> diana from indiana >> >> -- You received this message because you are subscribed to the Google >> Groups "NailTech" group. >> To post to this group, send email to [email protected]. >> To unsubscribe from this group, send email to nailtech+ >> [email protected]. >> For more options, visit this group at >> http://groups.google.com/group/nailtech?hl=en. >> >> -- >> You received this message because you are subscribed to the Google Groups >> "NailTech" group. >> To post to this group, send email to [email protected]. >> To unsubscribe from this group, send email to >> [email protected]<nailtech%[email protected]> >> . >> For more options, visit this group at >> http://groups.google.com/group/nailtech?hl=en. >> > > -- > You received this message because you are subscribed to the Google Groups > "NailTech" group. > To post to this group, send email to [email protected]. > To unsubscribe from this group, send email to > [email protected]<nailtech%[email protected]> > . > For more options, visit this group at > http://groups.google.com/group/nailtech?hl=en. > > -- > You received this message because you are subscribed to the Google Groups > "NailTech" group. > To post to this group, send email to [email protected]. > To unsubscribe from this group, send email to > [email protected]<nailtech%[email protected]> > . > For more options, visit this group at > http://groups.google.com/group/nailtech?hl=en. > -- You received this message because you are subscribed to the Google Groups "NailTech" group. 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