I buy my business insurance through Safeco. Click on this link and follow the 
directions. It will direct you to the proper office/agent, depending on where 
you live. I am in Montana and I pay $160./year. When I was searching, someone 
posted that they paid $125./year. Maybe location dictates the price...I dunno!

http://www.safeco.com/business/business-insurance
 Marsha 




________________________________
From: Debbie Wade <[email protected]>
To: [email protected]
Sent: Sat, June 18, 2011 10:02:18 PM
Subject: NailTech:: Two questions

Ok.  I have two totally unrelated questions.  1)  Who do you all use for 
personal malpractice insurance for nails?  I have to get this asap, but the 
quote from my insurance agent is absolutely cost prohibitive.  So am needing to 
know what companies offer it and links, if possible.  2)  The pedi chair at the 
salon I rent at has developed issues, and the owners are not going to fix it. 
 They said I can fix it.  (NOT)  So.  My next step is to purchase/lease a chair 
asap.  It's a long story, but I am poised to lose some of my pedi clients if I 
go back to my belava.  I've already had one client tell me she will go 
elsewhere 
if I don't replace the chair.  Grrrrr...this makes me so angry, that the salon 
owner talked up this chair to the point that people have to have it to feel 
like 
they are getting their money's worth.  To coin another tech's response to this 
somewhere on here this week...the tech makes the pedi, not the chair.  Amen 
sista!  But it's not easy converting them from this mindset.  I can afford to 
take the hit of a few leaving me, but who wants to lose clients???  So I'm open 
for suggestions as to company/style.  The current chair is a Lexor Versas.  An 
OLD Versas.  My dream chair would have auto fill and auto sanitize, but I know 
that's dreaming.  I don't have a lot of money to put into this.  Suggestions 
welcome!  Thanks! 


Debbie in VA-- 
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