additionally, etrade in the states has had 2-factor authentication
(RSA token) for over 8 or 9 years now.

it's one reasonable reason to stay with them.

t

On Tue, Jan 3, 2012 at 10:52 PM, Randy Bush <ra...@psg.com> wrote:
> fwiw, citibank in the states uses normal passwording for personal
> accounts.  but citibank business uses two-factor with a password
> and a customized vasco digipass 270.
>
> randy
>

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