I'm reluctant to decide to call someone a thief, because that is the
job for the law courts, not anyone else.

I know that in the UK 'theft'  is a 5-point offence.
The long and short of it is it would be nigh on impossible to prove
any of the 5 points and therefore it does not appear to be a theft.
Maybe the law changed, I was a police officer for a few years in my
younger days and don't live in law books.
I do also feel that calling someone a thief is to libel them. Counter
claims will roll on and on

I am curious to know though, who has tried to find Ray and begin some
sort of proceedings for reparation ? Dave says he knows where Ray's
bank is and if banks in the US are like the banks here they must take
seriously any complaint that they might be dealing with an account
which is used to fund illegal activities. If yoiu know the bank, why
not just phone them and tell them, and tell the police too ?

I honestly don't believe that every single so-called 'victim' has
decided they will sit back and do nothing, but this is what the
inference seems to be after reading the messages, unless it is the
case that we aren't hearing the whole story ?

Chris

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