????????????????? ????????????????????? ??????????? bank ????????????????????????????????????????????????????? ???? ??????????? ?????? bank ???????????????????????????????? ????????
????????????
- O/D ?????????????????????????????????????????? ???????? ????????? ???? ???? stock ?????? ??? ??????????????????????????????????????????????????????????
- Loan ????????????????????????????? ???? ????????????? ??????????? ??????? ??????????? matching ??? cash inflow -outflow ??? ??????????????????????????????????????????????? ???????????????????? Loan
????????? ????????????????????????? Loan ?? ????????? O/D ????? ????????? obj ??????
 
??????
bank ??????????????????????????????????? (DSCR) = ????/???+??? ???????????? 1 ???? ???????????????????????? ?????? 1.1 , 1.2 ???? ??????????? bank ??? conservative ??????
????????? ???????????????????? forecast ??????????????? ????????????????? ???????? ????????????????????????? ???????????????? ????????????? ?????????????????????????????
???????????????????????????????????????? ??????????????? ??????????? ??????????????????????????? ??????????????????????????????? ??????? D/E ratio ?????????? ??? ???????????????????????????????????????? ?????????????????????????????????????????? ???? ?????? bank ??????????????????? ?????? D/E ?????????? ???? 1.5 ????
 
???????????? ?????? conservative ??????? ????????? Occ 100% ??????????????????????? ????????????????????? ???????????????????? %
 
??????
bank ??????????????????????? ?????????????????? (core asset) ????????? ??????????????????????? NPL ?? ???????????????? project
 
????????????????? ?????????? bank ?????? ???? ????????????????? ????????????
 
 
???????????????????????? ???????????????????? ????????????????? bank ?? ????????????????????????????????????????  ??????? ?.?????????? ?? 555555555+
??
 
[email protected] wrote: -----

To: <[email protected]>
From: "Potjawan Yongprayoon" <[email protected]>
Sent by: [email protected]
Date: 12/16/2009 08:16AM
cc: "Attaporn Suponjit" <[email protected]>
Subject: RE: [NidaFlx13] ?????????????

 

 

??????????????? ?????????????

 


From: [email protected] [mailto: [email protected] ] On Behalf Of ajaree sonjaiyuth
Sent: Tuesday, December 15, 2009 8:06 PM
To: [email protected]
Cc: Attaporn Suponjit
Subject: RE: [NidaFlx13] ?????????????

 

??????????????????? ??????????????????????????? ??????????
????? OD ???? ?? BOT ???????????????????? 50 ??????? value of loan 70% ??? ????????????????? 70% ???????????????????

????????????????????????????????????????? Bank ????????????????? ????????????????????????????????????? cost of fund ???

??????????????????
????????????????????????????????????????????
?????????????????????????????  ( Overdrafts) ??? ???????????????????????????????????????????????????????????????????????????????????????????????    ??????????????????????????????????????????????????????    ?????????????????????????????????????????????????????????   ??????????????????????????????????????????????????????????????????????   ???????????????????????????????   ?????????????????   ???????????????????????????????????????

?????????????????????(  Loan) ??????????????????????????????????????????????????????????????    ???????????????????????????????????????????????????? ??????????    ???????????????????????????????????????????   ????????????????????????????????????????? ??????????????????????????????????????   ???????????????????????????   ????????????????????????

???????????? ?????????? Term Loan ???? SME ????????? ?????????????? ????????????????????????????????? ???????????????????????????????????????????????
???? OD ????????????????????????????????

??????????? SME ?????? Proposal ???? ???????????????? ???????????????? Project ???????

?????????????? ???????? ????? ??????????????????? ????????????????????????????? reconfirm ??????????

???????????????????? ??????? mail ??? :)



Subject: [NidaFlx13] ?????????????
Date: Tue, 15 Dec 2009 15:40:02 +0700
From: [email protected]
To: [email protected]
CC: [email protected]

 

??????????????????

 

????????????? ??????????????????????????????????

?????????????????? ??????????????????????

???????????????????????? ????????? OD bank ?????????????? 100 % ????????????

??????????????????????

 

...???????????????

 

 

????



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