On Oct 24, 2008, at 12:24 PM, markd wrote:

> I've been using Moneywell for sometime now and been able to cut the
> number of buckets back to where they fit on the screen without
> scrolling. Now I want to change the way I handle my mortgage. I'm
> curious how you handle yours.
>
> Right now I have a HOME LOAN account and ESCROW account set up. I have
> a MORTGAGE bucket. When I pay my mortgage I split them up in the
> MORTGAGE bucket. (principle, interest, escrow). Then I go to the
> principle split and make it a transfer from CHECKING account to HOME
> LOAN account. The escrow split is made a transfer from CHECKING to
> ESCROW account. This allows me to see how much I owe and how much I
> have in escrow.
>
> On top of this I have created a ESCROW Income bucket. And I'll assign
> the ESCROW account transfer to this ESCROW bucket. My reason for this
> is for when the mortgage company pays taxes and insurance I can pull
> them out of the ESCROW Income bucket.
>
> But this is a lot of work and that's the reason I'm asking you how you
> handle yours. I'm hoping to find an easier way.


Mark,

I keep it very simple and just have a Mortgage bucket. I watch my  
escrow and interest in my mortgage companies website and don't try to  
duplicate that tracking on my own. Since the mortgage company paid  
taxes for me when I used an escrow (I actually pay them myself now  
without an escrow), I really didn't have to manage that cash flow and  
didn't care to add that burden to my cash flow tracking.

Peace,

Kevin Hoctor
[EMAIL PROTECTED]
No Thirst Software LLC
http://nothirst.com
http://kevinhoctor.blogspot.com






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