I have used MoneyWell for the past five months and really like the
design and cash flow concepts.  Great work Kevin!

I have one area where I would like your (or the user community) advice
and this deals with an area I call accruals.  The concept is that we
all have expenses that do not occur regularly but need to be in our
budget.  Examples would be automobile, landscaping, medical, and other
expenses.  I initially defined a monthly amount in my spending plan
that flowed to the appropriate expense bucket. This works and the flow
of non-used expense money to the next month would handle the so called
accrual.  What I found dangerous was the temptation to move this money
to other buckets which would not leave enough money when the actual
expense occurred.

My second attempt was to create income buckets where I would then
allocate the accrual amounts leaving the expense accounts for the
actual expenses when they occurred.  I would transfer money from the
income accrual to pay the expense.  This works well but I had to
create split transactions for all the accrual accounts when income was
deposited in the bank.  I defined my income transaction as repeating
every month but it doesn't look like the application wants to repeat
split transactions (only the master transaction amount).  Is it
possible to repeat split transactions?

Do you (or anyone in the community) have an approach for allocating
income into a holding bucket (accrual) and then transfer this to an
actual expense when the expense occurs?

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