On Dec 15, 2008, at 1:52 PM, mikemc wrote:

> I use the term "bucketorize" since I am a current Quicken user looking
> to change my mode of thinking from categories to buckets.  I have a
> few situations where I am trying to find the best way to set up in
> Moneywell.  Any help would be appreciated.  How do/would people
> "bucketorize" the following transactions:
>
> 1. FI fees (overdraft, atm fee, etc...)  I no longer incur these since
> I'm better with my money, but curious
>
Hi Mike,

I have a bucket called "Bank Fees" and Chase recently waived my  
monthly fees (it helps to have both business and personal accounts at  
a bank) so I've change the spending plan frequency to "No Plan" so I  
don't have to budget for it. The only charges that should end up there  
are the occasional out of network ATM fees or something like that.

> 2. Jewelry Insurance? I use "Automobile" for Car Insurance,
> "Medical&Dental" for Life Insurance, and my Home Insurance is rolled
> up in my Mortage under "Housing".  Where would insurance on wedding
> rings/bands go?
>
Unless you have a serious problem controlling your spending on these  
different insurance payments, I'd lump them in one Insurance bucket.  
Remember that unlike Quicken, you only need to break down your  
spending for the purpose of controlling it and not just to create  
obnoxiously long reports. I used to have so many categories (and sub  
of sub categories) in Quicken and then I stopped and consolidated when  
I moved to MoneyWell.

> 3. Stamps and other postage?


I lump these in with Office Supplies but again, it depends on how much  
tracking you want. If you need to work on controlling an expense,  
break it out into another bucket. It's very easy to breakout and merge  
buckets (hold the Option key down while dragging and dropping one  
bucket onto another).

Peace,

Kevin Hoctor
[email protected]
No Thirst Software LLC
http://nothirst.com
http://kevinhoctor.blogspot.com






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