Thanks Kevin,

Bank Fees: I forget that just because I have a bucket doesn't mean I
have a spending plan for it.

Insurance: Yeah that makes sense one "bucket" for all.  Again, I'm
still working on re-wiring my thinking.  I'm a very detail oriented
person, but I'm work on it.  It will be my 2009 resolution. ;)

Thanks,
Mike

PS - Patrick, thanks for your quick reply as well...wow this is a
great little group here.

On Dec 15, 3:32 pm, Kevin Hoctor <[email protected]> wrote:
> On Dec 15, 2008, at 1:52 PM, mikemc wrote:
>
> > I use the term "bucketorize" since I am a current Quicken user looking
> > to change my mode of thinking from categories to buckets.  I have a
> > few situations where I am trying to find the best way to set up in
> > Moneywell.  Any help would be appreciated.  How do/would people
> > "bucketorize" the following transactions:
>
> > 1. FI fees (overdraft, atm fee, etc...)  I no longer incur these since
> > I'm better with my money, but curious
>
> Hi Mike,
>
> I have a bucket called "Bank Fees" and Chase recently waived my  
> monthly fees (it helps to have both business and personal accounts at  
> a bank) so I've change the spending plan frequency to "No Plan" so I  
> don't have to budget for it. The only charges that should end up there  
> are the occasional out of network ATM fees or something like that.
>
> > 2. Jewelry Insurance? I use "Automobile" for Car Insurance,
> > "Medical&Dental" for Life Insurance, and my Home Insurance is rolled
> > up in my Mortage under "Housing".  Where would insurance on wedding
> > rings/bands go?
>
> Unless you have a serious problem controlling your spending on these  
> different insurance payments, I'd lump them in one Insurance bucket.  
> Remember that unlike Quicken, you only need to break down your  
> spending for the purpose of controlling it and not just to create  
> obnoxiously long reports. I used to have so many categories (and sub  
> of sub categories) in Quicken and then I stopped and consolidated when  
> I moved to MoneyWell.
>
> > 3. Stamps and other postage?
>
> I lump these in with Office Supplies but again, it depends on how much  
> tracking you want. If you need to work on controlling an expense,  
> break it out into another bucket. It's very easy to breakout and merge  
> buckets (hold the Option key down while dragging and dropping one  
> bucket onto another).
>
> Peace,
>
> Kevin Hoctor
> [email protected]
> No Thirst Software LLChttp://nothirst.comhttp://kevinhoctor.blogspot.com
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