Based on your answer I think the question I am really asking is:
should I be assigning imported transactions (prior to 12/17 which I am
calling start date for manual accounts) into buckets?

Similarly: should historical payments (those made prio to day 0) be
seen as transfers?

I think those are the big ones for now.

Do many quicken converts report negative number results when
attempting to convert their quicken "budgets" to MoneyWell spending
plans? I think the difference is in the way the way my categories are
crossing with my buckets (I may be double counting) but according to
what I just did I need to file for bankruptcy, 2 years ago. YIKES!

Thanks.
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